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RAC Motor Breakdown Key Facts & FAQs - NEW September 2016
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Guidance Note On The Duty Of Disclosure
It is a legal requirement world-wide that anyone seeking a new policy of insurance/reinsurance or cover for additional risks or renewal under an existing policy, must disclose any information that might influence the insurers/reinsurers in fixing the premium or determining whether to accept the risk. Under English law, failure to do so may entitle insurers/reinsurers to avoid cover from inception and seek repayment of paid claims. If you are in any doubt as to whether information is material, you should disclose it.